Free News Alerts

Stay up to date on the latest program news and wiki content.

Support This Work

The New Roadmap
Foundation is a non-profit
organization that depends
on public donations
to spread the message of
Financial Integrity.


From Financial Integrity


Welcome to the Financial Integrity wiki

We created this wiki to share what we've learned and make this the “go to” place for people looking to integrate financial integrity into their lives. We invite you to join and help build a thriving network of committed “FI'ers”. Add your expertise, advice and stories. So whether you’re just getting started or want to reconnect, find the information, tools and support you need to maintain momentum for the long haul. About the Program | What is a Wiki?

Free practical tools grounded in financial wisdom

If you're new to the Financial Integrity program, get ready for a fundamentally different approach to personal finance. This program helps you transform your relationship with money-whether your goal is to get out of debt, become financially independent or align your financial decisions with your personal values.

Tools, tricks and examples
Share with your fellow program participants how you've overcome struggles or achieved success with the program. Post that new spreadsheet format you developed to more easily track spending. Invite people to your study group. Lead by example.

Calling all coaches, instructors and organizations
We have created program materials-free and fully downloadable, filled with everything you need to share the Financial Integrity message with others via classes, workshops and seminars.

Materials on and downloadable from this site are licensed under a Creative Commons Attribution 3.0 license

What's New

On the wiki: Take our survey!

In keeping with its mission of promoting personal Financial Integrity through education, information, and encouragement, New Road Map Foundation is sponsoring a study of methods used by individuals and families who have successfully gotten out of debt. A project in cooperation with students at the University of Colorado Denver, the study will be used to develop educational materials to help other consumers to avoid or resolve financial distress in lasting, meaningful ways. Take the survey

Resources: Managing your credit score

Read what purchases do - and don't - impact your credit score.

In the news: Shell Games - Reuters special report

An exposé series investigating how "secrecy jurisdictions" work, and how criminals use incorporation laws, layers of phantom firms to get away with fraud, focusing particularly on the US's own tax haven states. The series is enlightening companion reading with Shaxton’s ‘’Treasure Islands: Tax havens and the men who stole the world’’.

A little house of secrets on the Great Plains
How two shell companies duped the Pentagon
China's shortcut to Wall Street
The bonds that turned to dust
Shell companies steal hundreds of millions from Medicare.

On the wiki: Organizing study groups

We have members in Brazil and the UK who are interested in starting up local study groups, or perhaps online study groups. If you or someone you know might be interested in joining in, send us an email at info(at), and we'll help connect you.

We'd also be interested in volunteers who would like to help us translate the study guides into Portuguese (or any other languages).

Tools & examples: Safety-first ratio

An important tool for evaluating risk and reward in your portfolio.

In the news: Visualizing tax reform proposals

See one point of view in evaluating how several candidates propose to overhaul the US tax code, using data from the non-partisan Tax Policy Center.

Resources: Calculators

We’ve created several new, consolidated pages with multiple related tools to make it easier for you to find calculators and tools for a variety of needs to help you make informed decisions about your financial life. They include loan and debt calculators, investment calculators, and tracking tools.

In the news: Progress on banning Congressional insider trading

Read about progress on banning insider trading by members of Congress.

Resources: The high cost of materialism

How has consumerism infiltrated our lives, what effect does it have on our happiness, and what can we do about it? Can we replace materialistic values with our own intrinsic values? The Center for a New American Dream tackles these questions in their video The High Cost of Materialism.

Resources: provides a variety of tools to help you live or spread the message of financial integrity.

In the news: Reverend Billy and the Church of Stop Shopping

Reverend Billy's energetic, iconoclastic and offbeat look at today’s consumerist holiday mania, What Would Jesus Buy?. His plea: don't join the Shopocalypse! Stop buying and start giving.

In the news: Freedom through frugality

FI member Jane Dwinell was interviewed on 1037 The Mountain to discuss her book Freedom Through Frugality. Listen to the podcast here.

Resource: Getting the best value on home electronics

You've done your homework and know what product you need, but is now the best time to buy? Check out this handy decision tool.

On the wiki: Newsletter archives

Are you new to the FI site, or just interested in looking up past articles or resources? Now you can browse the newsletter archives for any missed issues. Use the permanent link at the bottom of the What's New page, or go directly to the archives here.

In the news: Credit card euphoria

According to research from the University of Kansas and the University of South Carolina, the simple act of using a credit card - even seeing the logo at the point of sale - induces a kind of euphoria that blinds consumers to the true costs of a purchase.

In the news: Black Friday backlash

Many Americans are becoming appalled by the creeping encroachment of holiday commercialism. This year, many people believe the “Black Friday” trend is going too far, as a number of large retailers plan to extend "door buster" events to Thanksgiving Day. reports on what it calls Black Friday fatigue, and the consumer and employee backlash that has some stores pulling back from “Black Thursday” promotions. One employee is asking Target to reconsider through a petition on

Resources: Community building

Join the discussion on One Green Generation on living sustainably and reducing reliance on consumerism by creating healthy communities.

Resources: Holidays simplified

The holidays can be challenging from a frugality/simplicity aspect. How to support relationships while staying true to values and goals for simplicity and frugality? Here are a few resources.

In the news: Voluntary simplicity and home ownership

When we contemplate the power of "stuff," where does our home fit on our personal spectrum of "enough"? Mary Oliver explores the significance of the actual physical structures we call home on her blog Silent Entry.

Resources: Financial Integrity classes

Gordon Morrow is offering a 10-week course, TRANSFORM YOUR RELATIONSHIP WITH MONEY, in Ontario this January. Check out the details on Gordon's Speaker page

Tools and examples: Investopedia stock simulator

Ever wish there was a way to practice investing in the stock market, without risking your hard-earned capital while you learn? Read more here about a free tool for doing so.

Resources: Understanding the time value of money

The website Investopedia offers an explanation, and a simple formula, for understanding how money grows over time.

More updates on What's New

The New Road Map Foundation

Yes, free personal finance tools! What gives?

The Financial Integrity program has its roots in the groundbreaking work of the late Joe Dominguez, co-author with V. Robin of the best seller Your Money Or Your Life. This wiki is sponsored by the non-profit New Road Map Foundation (NRM). Founded in 1984 to disseminate the proceeds from Joe’s original seminar recordings, NRM continues via this web site to support people in transforming their relationship with money, and aligning their finances with their values.

New Road Map Foundation (NRM) freely offers the Financial Integrity material to anyone who can benefit from them, only asking that it be used and shared in the same spirit.